State: Georgia I got a call from my landlord today complaining that my rent check was post dated, and that I needed to send a new one ASAP.
I have done so, but my confusion is that she said that post dating a check is illegal.
We do this because of where our paydays fall, which are generally after the first of the month but before the fifth due to employer weirdness.
This month, instead of holding the check until the fifth, they cashed it the 2nd, and it posted today, overdrawing my account.
Technically speaking, because I mail my check in, isn't this post dating it? State: Georgia I got a call from my landlord today complaining that my rent check was post dated, and that I needed to send a new one ASAP. We always post-date our rent check for the 5th - the day that it's actually due - even though we always make sure that they have the check by the first or second.It's never a problem; they hold it, then a few days after the fifth it appears on our bank statement as having been cashed.Source: [Uniform Commercial Code - Article 4A § 4-401] (c) A bank may charge against the account of a customer a check that is otherwise properly payable from the account, even though payment was made before the date of the check, unless the customer has given notice to the bank of the postdating describing the check with reasonable certainty.
[...] If a bank charges against the account of a customer a check before the date stated in the notice of postdating, the bank is liable for damages for the loss resulting from its act.But it was suggested that, perhaps, having such a check would make it illegal for the business to In the United States, post-dating a check, on its own, has no valid use.